Business Insurance

Are you protecting your most valuable business asset - you?

LIFE COVER

How will your loved ones financially survive when you are not here?

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CRITICAL ILLNESS COVER

If you become seriously ill, how will you financially survive?

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MEDICAL COVER

Do you want to rely on the public health system, or get the best treatment fast?

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INCOME PROTECTION

What is your "Plan B", if you can't work due to illness or accident?

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Key Person Cover

Cover key individuals of your business. Cover them like you would yourself and avoid getting caught short.

Total Permanent Disability

For when your ability to do your job is majorly affected indefinitely, via serious accident or illness.

Covering your business doesn’t need to be a grind.

Insuring a business does require expertise to do right. While you or your team will be involved in the process, can you really expect to properly assess 25,000 insurance options - all while you have a dozen other items to think about at the same time?

We’re business people too. People are our business.

Our team understands the challenges that come with protecting your businesses’ people - things like revenue fluctuation, market forces and health can all play a part in how a business operates.

We provide income protection, life, health, trauma and a number of other cover solutions to protect you or key people within your business. We cover our clients from events like Buy/Sell agreements. We’ll arrange income protection that accounts for spikes to your income over a typical year. We also make sure that you avoid any ACC offsets in your income protection policy.

Best of all, we won’t bombard you with jargon or confusing policy talk. You’re busy, so we just bring you the right business cover, ready to go.

Totally paperless and secure cover process.

Spend way less time sorting your insurance.

Free expert advice from experienced Financial Advisers.

We are your long-term insurance partner.

You might have experienced it before - we see it all the time; advisers or insurers that don’t actually understand your business. That makes it damn near impossible to cover you as a business owner or your people properly.

We know that businesses expect a good, thorough insurance policy, along with trusted advice and support at claim time. ClickCover focuses on all three, establishing long-term relationships with you and your team, frequently checking in to make sure you remain fully covered.

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Hear from some happily-covered Kiwis.

“Jamie Toon was our Insurance Broker when I discovered that I had breast cancer and needed treatment and surgery urgently. Hearing my diagnosis, Jamie was here at our home to see me and assist with a health insurance claim in less than 24 hours, ensuring everything went smoothly. It took away a great deal of stress having him deal with my health insurance.

Jamie has exceeded our expectations in every way and is ethical, completely pleasant and honest to deal with.”Dawn Potts

"I've found Jamie and his team to be amazing. They made my claim easy and straightforward. Jamie handled all the paperwork and got every dollar possible from the Insurer.

His advice and service from the moment I first met him years ago, through till claim time is second to none. I would recommend him to anyone, and he is now my extended family's trusted advisor."Ashton Bernhard
Dairy Farmer

“Jamie has an extremely comprehensive knowledge of insurance, but also the inherent ability to apply this knowledge in a manner beneficial to his client.

He is the consummate professional who epitomises ‘good old-fashioned’ values combined with the ability to explain the complexities of insurance to be understood by a layperson.”J. F. Pickett

Looking to start your cover journey online, right now?

We believe that great relationships with our business clients enable us to build the most comprehensive cover solutions. But part of ClickCover’s magic is our smart Online Advice tool, perfect for anyone wanting to start the insurance process before speaking to an expert adviser. Simply provide some details about you and your business’ cover needs and we’ll be in touch with some options to discuss.

1. Click

Click to complete the easy Online Advice tool.

2. Call

One of our Experienced Advisers will call you to chat about options.

3. Covered

Relax, we’ll take care of the rest and get you covered.

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Who needs a business insurance review?

The majority of our clients come to us with some existing insurance (life, health, income etc). But the reason they’re coming to us for a review is to get full certainty their insurance will work the first time - because there are no second chances at claim time.

Businesses who should have an insurance review include those who:

Don’t know what you’re covered for, or how your insurance works.
Have insurance with a bank.
Are unsure how to minimise ACC premiums.
Haven’t had a review of their insurance in the past year.
Don’t have full certainty their cover will work at claim time.
Aren’t confident they’d be fully covered financially in the event of something big.
Are looking for some specific cover for their business’ unique needs.

The ClickCover team will help assess your business’ cover needs and make cover recommendations. Simply get in touch to make a booking or complete the Online Advice tool to get started.